The thing is, putting the right kind of financial power of attorney in place gives you a safety net and more control, even if you are incapacitated. This is because you can appoint someone you trust to make sure you are financially cared for, without court intervention.

Are you retired? Missing the business of business, and the interaction with others? Maybe some extra income would help? Now could be the perfect time to launch a business.

Congratulations! You’re either retired or planning for it. Stay on track with a quick review to insure you have these important legal documents in place. If you already do, review them annually or after a life-changing event.

Do you remember how the world felt just weeks ago? Sometimes it seems like lifetime ago. Unemployment was low, stocks were high and we were focused on day to day life, friends, family, the freedom to gather together and move about.

Financial advice from a trusted source is something almost everyone needs and for seniors on a fixed income it can be especially important. If you haven’t considered it before, think of it as a financial review to see where you really stand.

My friend Susan is a lively, fun, independent, and smart as a whip 70-year old with multiple sclerosis. It’s managed well unless something major affects her health. Three times she has been in the hospital in life-threatening situations without the legal documents necessary for her to express her wishes when she is unable to verbalize them.